Here’s a simple step-by-step guide you can drop right above or below the calculator on your blog:
SIP Calculator
See how your monthly investments grow over time
Monthly Investment
₹
Expected Annual Return
%
Time Period
yrs
Figures are illustrative projections assuming a constant annual return, compounded monthly. Actual mutual fund returns fluctuate with the market and are not guaranteed.
Maturity Value
₹0
Invested
₹0
Wealth Gained
₹0
How to use the SIP Calculator
- Choose your investment type. Click Monthly SIP if you’re investing a fixed amount every month, or Lumpsum if you’re investing a one-time amount.
- Set your investment amount. Drag the slider or type directly into the amount field. For SIP, this is your monthly contribution; for Lumpsum, it’s your one-time investment.
- Set the expected annual return. Use the slider to estimate the yearly return rate you expect from your mutual fund or investment (a common benchmark for equity mutual funds is 10–12%, but this varies).
- Set the investment time period. Choose how many years you plan to stay invested — longer periods let compounding do more work.
- Read your results instantly. As you adjust any value, the calculator instantly updates:
- Maturity Value — the total amount your investment will grow to
- Invested — the total amount you actually put in
- Wealth Gained — the extra amount earned purely from returns/compounding
- Check the growth chart. The chart on the right visually shows how your invested amount (dark green) and your total wealth (light green) grow year over year — a quick way to see how compounding accelerates over time.
- Experiment with different scenarios. Try increasing the monthly amount, extending the time period, or comparing SIP vs. Lumpsum to see which suits your goals better.